▼ 0.50% · 3.625%
HK$20,613
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,255
−HK$651/mo
Today · 4.125%
HK$21,906
baseline
▲ 0.50% · 4.625%
HK$23,239
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,812/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,932
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,547
−HK$624/mo
Today · 4.125%
HK$24,171
baseline
▲ 0.50% · 4.625%
HK$25,445
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,342/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,675
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,380
−HK$717/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,563
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,225
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,902
−HK$686/mo
Today · 4.125%
HK$26,588
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,176/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,736
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,506
−HK$781/mo
Today · 4.125%
HK$26,287
baseline
▲ 0.50% · 4.625%
HK$27,887
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,574/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,519
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,257
−HK$748/mo
Today · 4.125%
HK$29,005
baseline
▲ 0.50% · 4.625%
HK$30,534
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$58,010/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,797
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,631
−HK$847/mo
Today · 4.125%
HK$28,478
baseline
▲ 0.50% · 4.625%
HK$30,211
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,956/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,812
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,611
−HK$812/mo
Today · 4.125%
HK$31,423
baseline
▲ 0.50% · 4.625%
HK$33,079
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,846/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,756
−HK$913/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,866/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$874/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,623
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,920
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,882
−HK$977/mo
Today · 4.125%
HK$32,859
baseline
▲ 0.50% · 4.625%
HK$34,859
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,718/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,398
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,321
−HK$936/mo
Today · 4.125%
HK$36,257
baseline
▲ 0.50% · 4.625%
HK$38,168
+HK$1,911/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,514/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,982
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,007
−HK$1,043/mo
Today · 4.125%
HK$35,050
baseline
▲ 0.50% · 4.625%
HK$37,182
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,100/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,692
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,676
−HK$998/mo
Today · 4.125%
HK$38,674
baseline
▲ 0.50% · 4.625%
HK$40,712
+HK$2,038/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,348/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,043
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$1,107/mo
Today · 4.125%
HK$37,240
baseline
▲ 0.50% · 4.625%
HK$39,506
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,480/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,985
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,030
−HK$1,061/mo
Today · 4.125%
HK$41,091
baseline
▲ 0.50% · 4.625%
HK$43,257
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,182/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,104
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,258
−HK$1,173/mo
Today · 4.125%
HK$39,431
baseline
▲ 0.50% · 4.625%
HK$41,830
+HK$2,399/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,862/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,385
−HK$1,123/mo
Today · 4.125%
HK$43,508
baseline
▲ 0.50% · 4.625%
HK$45,802
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,016/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,997 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).