▼ 0.50% · 3.625%
HK$22,344
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$707/mo
Today · 4.125%
HK$23,746
baseline
▲ 0.50% · 4.625%
HK$25,190
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,492/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,858
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,525
−HK$676/mo
Today · 4.125%
HK$26,201
baseline
▲ 0.50% · 4.625%
HK$27,582
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,402/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,579
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,343
−HK$777/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,709
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$744/mo
Today · 4.125%
HK$28,821
baseline
▲ 0.50% · 4.625%
HK$30,340
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,642/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,813
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,647
−HK$848/mo
Today · 4.125%
HK$28,495
baseline
▲ 0.50% · 4.625%
HK$30,228
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,990/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,829
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,629
−HK$812/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,048
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,951
−HK$918/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,315
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,182
−HK$879/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$1,796/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,282
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,255
−HK$989/mo
Today · 4.125%
HK$33,244
baseline
▲ 0.50% · 4.625%
HK$35,267
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,488/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,801
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,734
−HK$947/mo
Today · 4.125%
HK$36,681
baseline
▲ 0.50% · 4.625%
HK$38,615
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,362/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,559
−HK$1,059/mo
Today · 4.125%
HK$35,618
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,236/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,287
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,287
−HK$1,014/mo
Today · 4.125%
HK$39,301
baseline
▲ 0.50% · 4.625%
HK$41,373
+HK$2,072/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,602/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,751
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,863
−HK$1,130/mo
Today · 4.125%
HK$37,993
baseline
▲ 0.50% · 4.625%
HK$40,305
+HK$2,312/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,986/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,773
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,839
−HK$1,082/mo
Today · 4.125%
HK$41,921
baseline
▲ 0.50% · 4.625%
HK$44,131
+HK$2,210/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,842/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,985
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,167
−HK$1,200/mo
Today · 4.125%
HK$40,367
baseline
▲ 0.50% · 4.625%
HK$42,824
+HK$2,457/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,734/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,258
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,392
−HK$1,149/mo
Today · 4.125%
HK$44,541
baseline
▲ 0.50% · 4.625%
HK$46,889
+HK$2,348/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,082/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,220
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,471
−HK$1,271/mo
Today · 4.125%
HK$42,742
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,601/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,484/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,744
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,944
−HK$1,218/mo
Today · 4.125%
HK$47,162
baseline
▲ 0.50% · 4.625%
HK$49,647
+HK$2,485/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,324/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,905 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).