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Crescira AVM · estimated value ● Medium confidence
HK$11.76M
≈ HK$17,476 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.53M, with repayments around HK$39,901/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,547
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,714
−HK$1,187/mo
Today · 4.125%
HK$39,901
baseline
▲ 0.50% · 4.625%
HK$42,329
+HK$2,428/mo

Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,802/mo (50% DSR)

Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,052 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
673 ft²
Gross Area
890 ft²
Efficiency
76%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2006-09-22 HK$5.68M −36.2%
9.3y
1997-07-15 HK$8.90M +29.4%
0.4y
1997-02-19 HK$6.88M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 8 min walk · 616 m
Education
99
schools within 1 km (45 within 500 m)
Daily convenience
33
within 1 km (3 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Family-friendly — 99 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building