At today's rate and a 90% mortgage, the deposit on this unit is about HK$717K, with repayments around HK$31,294/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$62,588/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 96 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 423 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-28 | HK$8.98M | +28.5% 4.4y |
| 2016-02-19 | HK$6.99M | +24.8% 3.9y |
| 2012-03-12 | HK$5.60M | +57.7% 2.7y |
| 2009-08-04 | HK$3.55M | +8.4% 2.4y |
| 2007-02-28 | HK$3.27M | −0.2% 9.9y |
| 2007-02-28 | HK$3.28M | −33.7% |
| 1997-04-07 | HK$4.95M | +22.5% |
| 1996-12-17 | HK$4.04M | +0.0% |
| 1996-12-17 | HK$4.04M | — |