▼ 0.50% · 3.625%
HK$20,001
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,623
−HK$632/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,548
+HK$1,293/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,251
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,847
−HK$606/mo
Today · 4.125%
HK$23,453
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,236/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,906/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,001
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,685
−HK$695/mo
Today · 4.125%
HK$23,380
baseline
▲ 0.50% · 4.625%
HK$24,803
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,760/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,476
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,132
−HK$666/mo
Today · 4.125%
HK$25,798
baseline
▲ 0.50% · 4.625%
HK$27,158
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,596/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,001
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,747
−HK$759/mo
Today · 4.125%
HK$25,506
baseline
▲ 0.50% · 4.625%
HK$27,058
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,012/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,701
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,417
−HK$726/mo
Today · 4.125%
HK$28,143
baseline
▲ 0.50% · 4.625%
HK$29,627
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,286/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,001
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,810
−HK$821/mo
Today · 4.125%
HK$27,631
baseline
▲ 0.50% · 4.625%
HK$29,313
+HK$1,682/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,262/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,926
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$787/mo
Today · 4.125%
HK$30,488
baseline
▲ 0.50% · 4.625%
HK$32,096
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,976/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,001
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,872
−HK$885/mo
Today · 4.125%
HK$29,757
baseline
▲ 0.50% · 4.625%
HK$31,567
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,514/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,151
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,986
−HK$848/mo
Today · 4.125%
HK$32,834
baseline
▲ 0.50% · 4.625%
HK$34,564
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,668/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,001
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,934
−HK$948/mo
Today · 4.125%
HK$31,882
baseline
▲ 0.50% · 4.625%
HK$33,822
+HK$1,940/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,764/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,376
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,271
−HK$908/mo
Today · 4.125%
HK$35,179
baseline
▲ 0.50% · 4.625%
HK$37,033
+HK$1,854/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,358/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,001
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,996
−HK$1,012/mo
Today · 4.125%
HK$34,008
baseline
▲ 0.50% · 4.625%
HK$36,077
+HK$2,069/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$68,016/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,601
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,556
−HK$968/mo
Today · 4.125%
HK$37,524
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$1,978/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$75,048/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,001
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,059
−HK$1,074/mo
Today · 4.125%
HK$36,133
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$2,199/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,266/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,826
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,840
−HK$1,029/mo
Today · 4.125%
HK$39,869
baseline
▲ 0.50% · 4.625%
HK$41,971
+HK$2,102/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,738/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,001
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,138/mo
Today · 4.125%
HK$38,259
baseline
▲ 0.50% · 4.625%
HK$40,587
+HK$2,328/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,518/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,125
−HK$1,090/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,225/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,137 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).