▼ 0.50% · 3.625%
HK$3,533
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,643
−HK$111/mo
Today · 4.125%
HK$3,754
baseline
▲ 0.50% · 4.625%
HK$3,983
+HK$229/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$7,508/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,930
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$107/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,361
+HK$219/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,886
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$123/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$251/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$118/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$240/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$134/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$274/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$128/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$262/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$145/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,109
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$139/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$284/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$156/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$320/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$149/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,105
+HK$306/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,299
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$167/mo
Today · 4.125%
HK$5,631
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$343/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,262/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$161/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,541
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,652
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,828
−HK$179/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$365/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$171/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$6,977
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$190/mo
Today · 4.125%
HK$6,382
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$388/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,764/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,860
−HK$182/mo
Today · 4.125%
HK$7,042
baseline
▲ 0.50% · 4.625%
HK$7,413
+HK$371/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,084/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$201/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$411/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,264
−HK$192/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,849
+HK$393/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).