▼ 0.50% · 3.625%
HK$2,953
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$93/mo
Today · 4.125%
HK$3,138
baseline
▲ 0.50% · 4.625%
HK$3,329
+HK$191/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,276/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,373
−HK$90/mo
Today · 4.125%
HK$3,463
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$182/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,926/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$103/mo
Today · 4.125%
HK$3,452
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$210/mo
Deposit HK$583K · loan HK$712K · min. income ≈ HK$6,904/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,614
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$98/mo
Today · 4.125%
HK$3,809
baseline
▲ 0.50% · 4.625%
HK$4,010
+HK$201/mo
Deposit HK$583K · loan HK$712K · min. income ≈ HK$7,618/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,544
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,654
−HK$112/mo
Today · 4.125%
HK$3,766
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$229/mo
Deposit HK$518K · loan HK$777K · min. income ≈ HK$7,532/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$107/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$219/mo
Deposit HK$518K · loan HK$777K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$122/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$248/mo
Deposit HK$453K · loan HK$842K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$116/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$238/mo
Deposit HK$453K · loan HK$842K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$130/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$268/mo
Deposit HK$388K · loan HK$907K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$125/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$255/mo
Deposit HK$388K · loan HK$907K · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$140/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$287/mo
Deposit HK$324K · loan HK$971K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$134/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$274/mo
Deposit HK$324K · loan HK$971K · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$149/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$305/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$143/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$292/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$159/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$324/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$152/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$311/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$168/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$343/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$161/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$328/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).