▼ 0.50% · 3.625%
HK$3,016
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$95/mo
Today · 4.125%
HK$3,205
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$195/mo
Deposit HK$661K · loan HK$661K · min. income ≈ HK$6,410/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$92/mo
Today · 4.125%
HK$3,537
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$186/mo
Deposit HK$661K · loan HK$661K · min. income ≈ HK$7,074/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,318
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$105/mo
Today · 4.125%
HK$3,526
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$214/mo
Deposit HK$595K · loan HK$728K · min. income ≈ HK$7,052/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$100/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$206/mo
Deposit HK$595K · loan HK$728K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$529K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$109/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$224/mo
Deposit HK$529K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$254/mo
Deposit HK$463K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$119/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$242/mo
Deposit HK$463K · loan HK$860K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$133/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$274/mo
Deposit HK$397K · loan HK$926K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$397K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$143/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$293/mo
Deposit HK$331K · loan HK$992K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$137/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$280/mo
Deposit HK$331K · loan HK$992K · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$153/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,441
+HK$312/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$146/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$298/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,128
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$162/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$332/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$156/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$172/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$351/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$164/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$336/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).