▼ 0.50% · 3.625%
HK$1,830
−HK$115/mo
▼ 0.25% · 3.875%
HK$1,887
−HK$58/mo
Today · 4.125%
HK$1,945
baseline
▲ 0.50% · 4.625%
HK$2,063
+HK$118/mo
Deposit HK$401K · loan HK$401K · min. income ≈ HK$3,890/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,036
−HK$110/mo
▼ 0.25% · 3.875%
HK$2,090
−HK$56/mo
Today · 4.125%
HK$2,146
baseline
▲ 0.50% · 4.625%
HK$2,259
+HK$113/mo
Deposit HK$401K · loan HK$401K · min. income ≈ HK$4,292/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,013
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,075
−HK$64/mo
Today · 4.125%
HK$2,139
baseline
▲ 0.50% · 4.625%
HK$2,269
+HK$130/mo
Deposit HK$361K · loan HK$441K · min. income ≈ HK$4,278/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,239
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,299
−HK$61/mo
Today · 4.125%
HK$2,360
baseline
▲ 0.50% · 4.625%
HK$2,485
+HK$125/mo
Deposit HK$361K · loan HK$441K · min. income ≈ HK$4,720/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,196
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,264
−HK$69/mo
Today · 4.125%
HK$2,333
baseline
▲ 0.50% · 4.625%
HK$2,475
+HK$142/mo
Deposit HK$321K · loan HK$481K · min. income ≈ HK$4,666/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,443
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,508
−HK$67/mo
Today · 4.125%
HK$2,575
baseline
▲ 0.50% · 4.625%
HK$2,710
+HK$135/mo
Deposit HK$321K · loan HK$481K · min. income ≈ HK$5,150/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,379
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,453
−HK$75/mo
Today · 4.125%
HK$2,528
baseline
▲ 0.50% · 4.625%
HK$2,682
+HK$154/mo
Deposit HK$281K · loan HK$522K · min. income ≈ HK$5,056/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,646
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,717
−HK$72/mo
Today · 4.125%
HK$2,789
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$147/mo
Deposit HK$281K · loan HK$522K · min. income ≈ HK$5,578/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,562
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,641
−HK$81/mo
Today · 4.125%
HK$2,722
baseline
▲ 0.50% · 4.625%
HK$2,888
+HK$166/mo
Deposit HK$241K · loan HK$562K · min. income ≈ HK$5,444/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,850
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,926
−HK$78/mo
Today · 4.125%
HK$3,004
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$158/mo
Deposit HK$241K · loan HK$562K · min. income ≈ HK$6,008/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,745
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,830
−HK$87/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,094
+HK$177/mo
Deposit HK$201K · loan HK$602K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,053
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,135
−HK$83/mo
Today · 4.125%
HK$3,218
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$170/mo
Deposit HK$201K · loan HK$602K · min. income ≈ HK$6,436/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,928
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,019
−HK$92/mo
Today · 4.125%
HK$3,111
baseline
▲ 0.50% · 4.625%
HK$3,301
+HK$190/mo
Deposit HK$160K · loan HK$642K · min. income ≈ HK$6,222/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,257
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,344
−HK$89/mo
Today · 4.125%
HK$3,433
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$181/mo
Deposit HK$160K · loan HK$642K · min. income ≈ HK$6,866/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,207
−HK$99/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$201/mo
Deposit HK$120K · loan HK$682K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,553
−HK$95/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$192/mo
Deposit HK$120K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$80K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$100/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$204/mo
Deposit HK$80K · loan HK$722K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).