▼ 0.50% · 3.625%
HK$1,803
−HK$113/mo
▼ 0.25% · 3.875%
HK$1,859
−HK$57/mo
Today · 4.125%
HK$1,916
baseline
▲ 0.50% · 4.625%
HK$2,033
+HK$117/mo
Deposit HK$395K · loan HK$395K · min. income ≈ HK$3,832/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,006
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,060
−HK$55/mo
Today · 4.125%
HK$2,115
baseline
▲ 0.50% · 4.625%
HK$2,226
+HK$111/mo
Deposit HK$395K · loan HK$395K · min. income ≈ HK$4,230/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,984
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,045
−HK$63/mo
Today · 4.125%
HK$2,108
baseline
▲ 0.50% · 4.625%
HK$2,236
+HK$128/mo
Deposit HK$356K · loan HK$435K · min. income ≈ HK$4,216/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,207
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,266
−HK$60/mo
Today · 4.125%
HK$2,326
baseline
▲ 0.50% · 4.625%
HK$2,449
+HK$123/mo
Deposit HK$356K · loan HK$435K · min. income ≈ HK$4,652/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,164
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,231
−HK$69/mo
Today · 4.125%
HK$2,300
baseline
▲ 0.50% · 4.625%
HK$2,440
+HK$140/mo
Deposit HK$316K · loan HK$474K · min. income ≈ HK$4,600/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,407
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,472
−HK$65/mo
Today · 4.125%
HK$2,537
baseline
▲ 0.50% · 4.625%
HK$2,671
+HK$134/mo
Deposit HK$316K · loan HK$474K · min. income ≈ HK$5,074/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,344
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,417
−HK$74/mo
Today · 4.125%
HK$2,491
baseline
▲ 0.50% · 4.625%
HK$2,643
+HK$152/mo
Deposit HK$277K · loan HK$514K · min. income ≈ HK$4,982/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,608
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,678
−HK$71/mo
Today · 4.125%
HK$2,749
baseline
▲ 0.50% · 4.625%
HK$2,894
+HK$145/mo
Deposit HK$277K · loan HK$514K · min. income ≈ HK$5,498/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,525
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,603
−HK$80/mo
Today · 4.125%
HK$2,683
baseline
▲ 0.50% · 4.625%
HK$2,846
+HK$163/mo
Deposit HK$237K · loan HK$554K · min. income ≈ HK$5,366/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,809
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,884
−HK$76/mo
Today · 4.125%
HK$2,960
baseline
▲ 0.50% · 4.625%
HK$3,116
+HK$156/mo
Deposit HK$237K · loan HK$554K · min. income ≈ HK$5,920/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,705
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$86/mo
Today · 4.125%
HK$2,875
baseline
▲ 0.50% · 4.625%
HK$3,049
+HK$174/mo
Deposit HK$198K · loan HK$593K · min. income ≈ HK$5,750/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,009
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,090
−HK$82/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,339
+HK$167/mo
Deposit HK$198K · loan HK$593K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,885
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$91/mo
Today · 4.125%
HK$3,066
baseline
▲ 0.50% · 4.625%
HK$3,253
+HK$187/mo
Deposit HK$158K · loan HK$633K · min. income ≈ HK$6,132/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,210
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$87/mo
Today · 4.125%
HK$3,383
baseline
▲ 0.50% · 4.625%
HK$3,562
+HK$179/mo
Deposit HK$158K · loan HK$633K · min. income ≈ HK$6,766/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$97/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$198/mo
Deposit HK$119K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$93/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$189/mo
Deposit HK$119K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,246
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,347
−HK$102/mo
Today · 4.125%
HK$3,449
baseline
▲ 0.50% · 4.625%
HK$3,659
+HK$210/mo
Deposit HK$79K · loan HK$712K · min. income ≈ HK$6,898/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$98/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,007
+HK$201/mo
Deposit HK$79K · loan HK$712K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).