▼ 0.50% · 3.625%
HK$2,373
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,447
−HK$75/mo
Today · 4.125%
HK$2,522
baseline
▲ 0.50% · 4.625%
HK$2,676
+HK$154/mo
Deposit HK$520K · loan HK$520K · min. income ≈ HK$5,044/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,640
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,711
−HK$72/mo
Today · 4.125%
HK$2,783
baseline
▲ 0.50% · 4.625%
HK$2,930
+HK$147/mo
Deposit HK$520K · loan HK$520K · min. income ≈ HK$5,566/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,611
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,692
−HK$82/mo
Today · 4.125%
HK$2,774
baseline
▲ 0.50% · 4.625%
HK$2,943
+HK$169/mo
Deposit HK$468K · loan HK$572K · min. income ≈ HK$5,548/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,904
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,982
−HK$79/mo
Today · 4.125%
HK$3,061
baseline
▲ 0.50% · 4.625%
HK$3,222
+HK$161/mo
Deposit HK$468K · loan HK$572K · min. income ≈ HK$6,122/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,936
−HK$90/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,211
+HK$185/mo
Deposit HK$416K · loan HK$624K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$86/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$176/mo
Deposit HK$416K · loan HK$624K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,085
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$98/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$199/mo
Deposit HK$364K · loan HK$677K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,432
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,524
−HK$94/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,808
+HK$190/mo
Deposit HK$364K · loan HK$677K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$105/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$215/mo
Deposit HK$312K · loan HK$729K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$101/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$205/mo
Deposit HK$312K · loan HK$729K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,560
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$112/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$230/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$108/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$220/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,797
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$120/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$246/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,224
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$115/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$234/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$127/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$261/mo
Deposit HK$156K · loan HK$885K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$122/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$249/mo
Deposit HK$156K · loan HK$885K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$135/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,816
+HK$276/mo
Deposit HK$104K · loan HK$937K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,752
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$129/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$264/mo
Deposit HK$104K · loan HK$937K · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).