▼ 0.50% · 3.625%
HK$2,833
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,921
−HK$89/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,193
+HK$183/mo
Deposit HK$621K · loan HK$621K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,151
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$85/mo
Today · 4.125%
HK$3,321
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$176/mo
Deposit HK$621K · loan HK$621K · min. income ≈ HK$6,642/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,116
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,213
−HK$98/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,513
+HK$202/mo
Deposit HK$559K · loan HK$683K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,466
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,559
−HK$95/mo
Today · 4.125%
HK$3,654
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$192/mo
Deposit HK$559K · loan HK$683K · min. income ≈ HK$7,308/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,399
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,505
−HK$107/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$220/mo
Deposit HK$497K · loan HK$745K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$103/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$210/mo
Deposit HK$497K · loan HK$745K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,682
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$116/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,151
+HK$238/mo
Deposit HK$435K · loan HK$807K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$112/mo
Today · 4.125%
HK$4,318
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$227/mo
Deposit HK$435K · loan HK$807K · min. income ≈ HK$8,636/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,966
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$125/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$257/mo
Deposit HK$373K · loan HK$870K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$120/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$245/mo
Deposit HK$373K · loan HK$870K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$134/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$275/mo
Deposit HK$311K · loan HK$932K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$128/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$263/mo
Deposit HK$311K · loan HK$932K · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$143/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$248K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$137/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$248K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$152/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$312/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$145/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$298/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$161/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$330/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$155/mo
Today · 4.125%
HK$5,979
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,958/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).