▼ 0.50% · 3.625%
HK$2,531
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,609
−HK$80/mo
Today · 4.125%
HK$2,689
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$164/mo
Deposit HK$555K · loan HK$555K · min. income ≈ HK$5,378/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,815
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$76/mo
Today · 4.125%
HK$2,967
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$157/mo
Deposit HK$555K · loan HK$555K · min. income ≈ HK$5,934/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,784
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,870
−HK$88/mo
Today · 4.125%
HK$2,958
baseline
▲ 0.50% · 4.625%
HK$3,138
+HK$180/mo
Deposit HK$499K · loan HK$610K · min. income ≈ HK$5,916/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,097
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,180
−HK$84/mo
Today · 4.125%
HK$3,264
baseline
▲ 0.50% · 4.625%
HK$3,436
+HK$172/mo
Deposit HK$499K · loan HK$610K · min. income ≈ HK$6,528/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,037
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,131
−HK$96/mo
Today · 4.125%
HK$3,227
baseline
▲ 0.50% · 4.625%
HK$3,423
+HK$196/mo
Deposit HK$444K · loan HK$666K · min. income ≈ HK$6,454/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,469
−HK$92/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$187/mo
Deposit HK$444K · loan HK$666K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$104/mo
Today · 4.125%
HK$3,496
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$213/mo
Deposit HK$388K · loan HK$721K · min. income ≈ HK$6,992/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,660
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,758
−HK$100/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$203/mo
Deposit HK$388K · loan HK$721K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,653
−HK$112/mo
Today · 4.125%
HK$3,765
baseline
▲ 0.50% · 4.625%
HK$3,994
+HK$229/mo
Deposit HK$333K · loan HK$777K · min. income ≈ HK$7,530/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$107/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,373
+HK$219/mo
Deposit HK$333K · loan HK$777K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,914
−HK$120/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$245/mo
Deposit HK$277K · loan HK$832K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$115/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$235/mo
Deposit HK$277K · loan HK$832K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$128/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$262/mo
Deposit HK$222K · loan HK$888K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$123/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$250/mo
Deposit HK$222K · loan HK$888K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$278/mo
Deposit HK$166K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$130/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$266/mo
Deposit HK$166K · loan HK$943K · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$144/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$294/mo
Deposit HK$111K · loan HK$999K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$138/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$282/mo
Deposit HK$111K · loan HK$999K · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).