▼ 0.50% · 3.625%
HK$3,564
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$113/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$230/mo
Deposit HK$782K · loan HK$782K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$108/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$220/mo
Deposit HK$782K · loan HK$782K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$253/mo
Deposit HK$703K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$118/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$243/mo
Deposit HK$703K · loan HK$860K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,277
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,410
−HK$135/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$277/mo
Deposit HK$625K · loan HK$938K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$129/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$265/mo
Deposit HK$625K · loan HK$938K · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$146/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$300/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,293
−HK$140/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$287/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$158/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$151/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$309/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$169/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$345/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$162/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,600
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$181/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$368/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$172/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$191/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$392/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$183/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$375/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$203/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$415/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$194/mo
Today · 4.125%
HK$7,523
baseline
▲ 0.50% · 4.625%
HK$7,920
+HK$397/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,046/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).