▼ 0.50% · 3.625%
HK$3,640
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$115/mo
Today · 4.125%
HK$3,869
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$235/mo
Deposit HK$798K · loan HK$798K · min. income ≈ HK$7,738/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,050
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$110/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$225/mo
Deposit HK$798K · loan HK$798K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$127/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$259/mo
Deposit HK$718K · loan HK$878K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$122/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$247/mo
Deposit HK$718K · loan HK$878K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$138/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$283/mo
Deposit HK$639K · loan HK$958K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$133/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$270/mo
Deposit HK$639K · loan HK$958K · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$149/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$143/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$293/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,255
−HK$161/mo
Today · 4.125%
HK$5,416
baseline
▲ 0.50% · 4.625%
HK$5,746
+HK$330/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$10,832/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,670
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$154/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,291
+HK$315/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$172/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$353/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$165/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$338/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$184/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$377/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$176/mo
Today · 4.125%
HK$6,830
baseline
▲ 0.50% · 4.625%
HK$7,190
+HK$360/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$13,660/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,381
−HK$196/mo
Today · 4.125%
HK$6,577
baseline
▲ 0.50% · 4.625%
HK$6,977
+HK$400/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$13,154/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,885
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$187/mo
Today · 4.125%
HK$7,257
baseline
▲ 0.50% · 4.625%
HK$7,639
+HK$382/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$14,514/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$207/mo
Today · 4.125%
HK$6,964
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$423/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,928/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,290
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$199/mo
Today · 4.125%
HK$7,684
baseline
▲ 0.50% · 4.625%
HK$8,089
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,368/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).