Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$156K, with repayments around HK$6,795/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 86 schools within a 1 km walk.
Everyday convenience — 71 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 7
- Saleable Area
- 186 Saleable ft²
- Gross Area
- 246 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-02 | HK$2.00M | +1.0% 5.5y · 0.0%/yr |
| 2018-04-30 | HK$1.98M | +7.6% 3.0y · 3.0%/yr |
| 2015-04-10 | HK$1.84M | +300.0% |
| 2005-03-07 | HK$460K | — |