▼ 0.50% · 3.625%
HK$2,162
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,229
−HK$68/mo
Today · 4.125%
HK$2,297
baseline
▲ 0.50% · 4.625%
HK$2,437
+HK$140/mo
Deposit HK$474K · loan HK$474K · min. income ≈ HK$4,594/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,405
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,469
−HK$66/mo
Today · 4.125%
HK$2,535
baseline
▲ 0.50% · 4.625%
HK$2,668
+HK$133/mo
Deposit HK$474K · loan HK$474K · min. income ≈ HK$5,070/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,378
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,452
−HK$75/mo
Today · 4.125%
HK$2,527
baseline
▲ 0.50% · 4.625%
HK$2,681
+HK$154/mo
Deposit HK$427K · loan HK$521K · min. income ≈ HK$5,054/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,645
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,716
−HK$72/mo
Today · 4.125%
HK$2,788
baseline
▲ 0.50% · 4.625%
HK$2,935
+HK$147/mo
Deposit HK$427K · loan HK$521K · min. income ≈ HK$5,576/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,594
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$82/mo
Today · 4.125%
HK$2,757
baseline
▲ 0.50% · 4.625%
HK$2,924
+HK$167/mo
Deposit HK$379K · loan HK$569K · min. income ≈ HK$5,514/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$79/mo
Today · 4.125%
HK$3,042
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$160/mo
Deposit HK$379K · loan HK$569K · min. income ≈ HK$6,084/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,810
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,897
−HK$89/mo
Today · 4.125%
HK$2,986
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$182/mo
Deposit HK$332K · loan HK$616K · min. income ≈ HK$5,972/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,126
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,210
−HK$85/mo
Today · 4.125%
HK$3,295
baseline
▲ 0.50% · 4.625%
HK$3,469
+HK$174/mo
Deposit HK$332K · loan HK$616K · min. income ≈ HK$6,590/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,026
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,120
−HK$96/mo
Today · 4.125%
HK$3,216
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$196/mo
Deposit HK$284K · loan HK$664K · min. income ≈ HK$6,432/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$92/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$187/mo
Deposit HK$284K · loan HK$664K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,242
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,343
−HK$103/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,655
+HK$209/mo
Deposit HK$237K · loan HK$711K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,607
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$98/mo
Today · 4.125%
HK$3,802
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$200/mo
Deposit HK$237K · loan HK$711K · min. income ≈ HK$7,604/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,566
−HK$109/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$224/mo
Deposit HK$190K · loan HK$758K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,951
−HK$104/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,269
+HK$214/mo
Deposit HK$190K · loan HK$758K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$116/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$238/mo
Deposit HK$142K · loan HK$806K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$111/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$227/mo
Deposit HK$142K · loan HK$806K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$123/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$251/mo
Deposit HK$95K · loan HK$853K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$117/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$241/mo
Deposit HK$95K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).