▼ 0.50% · 3.625%
HK$2,632
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,714
−HK$83/mo
Today · 4.125%
HK$2,797
baseline
▲ 0.50% · 4.625%
HK$2,967
+HK$170/mo
Deposit HK$577K · loan HK$577K · min. income ≈ HK$5,594/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,928
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,007
−HK$79/mo
Today · 4.125%
HK$3,086
baseline
▲ 0.50% · 4.625%
HK$3,249
+HK$163/mo
Deposit HK$577K · loan HK$577K · min. income ≈ HK$6,172/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,895
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$92/mo
Today · 4.125%
HK$3,077
baseline
▲ 0.50% · 4.625%
HK$3,264
+HK$187/mo
Deposit HK$519K · loan HK$635K · min. income ≈ HK$6,154/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,307
−HK$88/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,574
+HK$179/mo
Deposit HK$519K · loan HK$635K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,158
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$99/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$205/mo
Deposit HK$462K · loan HK$693K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$95/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$196/mo
Deposit HK$462K · loan HK$693K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,528
−HK$108/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,857
+HK$221/mo
Deposit HK$404K · loan HK$750K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$103/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$212/mo
Deposit HK$404K · loan HK$750K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$117/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$238/mo
Deposit HK$346K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$112/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$227/mo
Deposit HK$346K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$124/mo
Today · 4.125%
HK$4,195
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$256/mo
Deposit HK$289K · loan HK$866K · min. income ≈ HK$8,390/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$119/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$244/mo
Deposit HK$289K · loan HK$866K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$133/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,747
+HK$272/mo
Deposit HK$231K · loan HK$923K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,810
−HK$128/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,198
+HK$260/mo
Deposit HK$231K · loan HK$923K · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$142/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$289/mo
Deposit HK$173K · loan HK$981K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,111
−HK$136/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$276/mo
Deposit HK$173K · loan HK$981K · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$150/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$306/mo
Deposit HK$115K · loan HK$1.04M · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$143/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$293/mo
Deposit HK$115K · loan HK$1.04M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).