▼ 0.50% · 3.625%
HK$2,547
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,626
−HK$81/mo
Today · 4.125%
HK$2,707
baseline
▲ 0.50% · 4.625%
HK$2,871
+HK$164/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,414/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,834
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,910
−HK$77/mo
Today · 4.125%
HK$2,987
baseline
▲ 0.50% · 4.625%
HK$3,144
+HK$157/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,974/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,889
−HK$88/mo
Today · 4.125%
HK$2,977
baseline
▲ 0.50% · 4.625%
HK$3,159
+HK$182/mo
Deposit HK$503K · loan HK$614K · min. income ≈ HK$5,954/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$84/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,458
+HK$173/mo
Deposit HK$503K · loan HK$614K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,056
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,152
−HK$96/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$198/mo
Deposit HK$447K · loan HK$670K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,400
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$93/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$189/mo
Deposit HK$447K · loan HK$670K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$105/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$214/mo
Deposit HK$391K · loan HK$726K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$101/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$204/mo
Deposit HK$391K · loan HK$726K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,677
−HK$112/mo
Today · 4.125%
HK$3,789
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$231/mo
Deposit HK$335K · loan HK$782K · min. income ≈ HK$7,578/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$108/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$221/mo
Deposit HK$335K · loan HK$782K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$121/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$247/mo
Deposit HK$279K · loan HK$838K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$116/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$236/mo
Deposit HK$279K · loan HK$838K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$129/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$263/mo
Deposit HK$223K · loan HK$894K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$124/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,031
+HK$252/mo
Deposit HK$223K · loan HK$894K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$137/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$279/mo
Deposit HK$168K · loan HK$949K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,946
−HK$131/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$268/mo
Deposit HK$168K · loan HK$949K · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$145/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$139/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$283/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).