▼ 0.50% · 3.625%
HK$4,087
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$129/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$265/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$124/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$252/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,496
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$142/mo
Today · 4.125%
HK$4,778
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$291/mo
Deposit HK$807K · loan HK$986K · min. income ≈ HK$9,556/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$136/mo
Today · 4.125%
HK$5,272
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$278/mo
Deposit HK$807K · loan HK$986K · min. income ≈ HK$10,544/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$148/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,479
−HK$167/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$344/mo
Deposit HK$627K · loan HK$1.17M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,070
−HK$160/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$329/mo
Deposit HK$627K · loan HK$1.17M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$181/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,451
+HK$370/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,366
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,536
−HK$174/mo
Today · 4.125%
HK$6,710
baseline
▲ 0.50% · 4.625%
HK$7,063
+HK$353/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$13,420/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,321
−HK$194/mo
Today · 4.125%
HK$6,515
baseline
▲ 0.50% · 4.625%
HK$6,912
+HK$397/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,030/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,820
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,003
−HK$186/mo
Today · 4.125%
HK$7,189
baseline
▲ 0.50% · 4.625%
HK$7,568
+HK$379/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,378/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$207/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,372
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,470
−HK$198/mo
Today · 4.125%
HK$7,668
baseline
▲ 0.50% · 4.625%
HK$8,072
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,336/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,164
−HK$220/mo
Today · 4.125%
HK$7,384
baseline
▲ 0.50% · 4.625%
HK$7,833
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,768/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,730
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,937
−HK$210/mo
Today · 4.125%
HK$8,147
baseline
▲ 0.50% · 4.625%
HK$8,577
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,294/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,357
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,586
−HK$232/mo
Today · 4.125%
HK$7,818
baseline
▲ 0.50% · 4.625%
HK$8,294
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,636/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,184
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,404
−HK$223/mo
Today · 4.125%
HK$8,627
baseline
▲ 0.50% · 4.625%
HK$9,081
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,254/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).