▼ 0.50% · 3.625%
HK$3,545
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$112/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$229/mo
Deposit HK$777K · loan HK$777K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$107/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$220/mo
Deposit HK$777K · loan HK$777K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,900
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$124/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$252/mo
Deposit HK$700K · loan HK$855K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,339
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$118/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$241/mo
Deposit HK$700K · loan HK$855K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$134/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$276/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$129/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$263/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,609
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$145/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,196
+HK$298/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,128
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$140/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$285/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,964
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$157/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$321/mo
Deposit HK$466K · loan HK$1.09M · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,522
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,670
−HK$150/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,127
+HK$307/mo
Deposit HK$466K · loan HK$1.09M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$168/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$161/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,849
−HK$180/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,395
+HK$366/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,311
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$172/mo
Today · 4.125%
HK$6,652
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$351/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$13,304/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$190/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$390/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,705
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$183/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,440
+HK$372/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,580
−HK$202/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$413/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$193/mo
Today · 4.125%
HK$7,483
baseline
▲ 0.50% · 4.625%
HK$7,878
+HK$395/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,966/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).