▼ 0.50% · 3.625%
HK$3,045
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$97/mo
Today · 4.125%
HK$3,236
baseline
▲ 0.50% · 4.625%
HK$3,433
+HK$197/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$6,472/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,387
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$92/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$188/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,349
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$106/mo
Today · 4.125%
HK$3,559
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$217/mo
Deposit HK$601K · loan HK$734K · min. income ≈ HK$7,118/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$101/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,134
+HK$207/mo
Deposit HK$601K · loan HK$734K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$116/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$236/mo
Deposit HK$534K · loan HK$801K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$110/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$226/mo
Deposit HK$534K · loan HK$801K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,958
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$125/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$256/mo
Deposit HK$467K · loan HK$868K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$119/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,886
+HK$245/mo
Deposit HK$467K · loan HK$868K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,263
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,395
−HK$135/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$276/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,869
−HK$129/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$264/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$145/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$138/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$283/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$154/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$147/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$302/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,337
−HK$164/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$334/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$156/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$320/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$173/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$355/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$166/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$338/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).