▼ 0.50% · 3.625%
HK$19,876
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,494
−HK$628/mo
Today · 4.125%
HK$21,122
baseline
▲ 0.50% · 4.625%
HK$22,407
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,244/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,112
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,705
−HK$601/mo
Today · 4.125%
HK$23,306
baseline
▲ 0.50% · 4.625%
HK$24,535
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,612/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,648
+HK$1,414/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,323
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,975
−HK$662/mo
Today · 4.125%
HK$25,637
baseline
▲ 0.50% · 4.625%
HK$26,988
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,274/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,851
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,593
−HK$754/mo
Today · 4.125%
HK$25,347
baseline
▲ 0.50% · 4.625%
HK$26,889
+HK$1,542/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,694/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$722/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,442
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$817/mo
Today · 4.125%
HK$27,459
baseline
▲ 0.50% · 4.625%
HK$29,130
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,918/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$782/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,692
−HK$879/mo
Today · 4.125%
HK$29,571
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,142/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$843/mo
Today · 4.125%
HK$32,629
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,258/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,741
−HK$942/mo
Today · 4.125%
HK$31,683
baseline
▲ 0.50% · 4.625%
HK$33,611
+HK$1,928/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,366/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,167
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,057
−HK$902/mo
Today · 4.125%
HK$34,959
baseline
▲ 0.50% · 4.625%
HK$36,802
+HK$1,843/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,918/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,801
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,790
−HK$1,005/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$2,057/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,378
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,327
−HK$963/mo
Today · 4.125%
HK$37,290
baseline
▲ 0.50% · 4.625%
HK$39,255
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,580/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,840
−HK$1,068/mo
Today · 4.125%
HK$35,908
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$2,184/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,816/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,590
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,598
−HK$1,022/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$41,709
+HK$2,089/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,776
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$1,131/mo
Today · 4.125%
HK$38,020
baseline
▲ 0.50% · 4.625%
HK$40,333
+HK$2,313/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$76,040/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,801
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,868
−HK$1,083/mo
Today · 4.125%
HK$41,951
baseline
▲ 0.50% · 4.625%
HK$44,162
+HK$2,211/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$83,902/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,494 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).