▼ 0.50% · 3.625%
HK$20,700
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,344
−HK$654/mo
Today · 4.125%
HK$21,998
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,996/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,028
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$626/mo
Today · 4.125%
HK$24,272
baseline
▲ 0.50% · 4.625%
HK$25,552
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,544/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,770
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,478
−HK$720/mo
Today · 4.125%
HK$24,198
baseline
▲ 0.50% · 4.625%
HK$25,670
+HK$1,472/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,396/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,331
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,011
−HK$689/mo
Today · 4.125%
HK$26,700
baseline
▲ 0.50% · 4.625%
HK$28,107
+HK$1,407/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,400/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,840
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,612
−HK$785/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,634
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$752/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,662
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$850/mo
Today · 4.125%
HK$28,597
baseline
▲ 0.50% · 4.625%
HK$30,337
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,194/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,937
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$814/mo
Today · 4.125%
HK$31,554
baseline
▲ 0.50% · 4.625%
HK$33,218
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,108/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,980
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$916/mo
Today · 4.125%
HK$30,797
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,594/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,240
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$877/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$35,773
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,050
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,016
−HK$981/mo
Today · 4.125%
HK$32,997
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,994/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,543
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$940/mo
Today · 4.125%
HK$36,409
baseline
▲ 0.50% · 4.625%
HK$38,328
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,818/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,120
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,150
−HK$1,047/mo
Today · 4.125%
HK$35,197
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$2,141/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,394/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,834
−HK$1,002/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$40,883
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,190
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,284
−HK$1,112/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,148
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,198
−HK$1,065/mo
Today · 4.125%
HK$41,263
baseline
▲ 0.50% · 4.625%
HK$43,438
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,526/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,260
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,419
−HK$1,177/mo
Today · 4.125%
HK$39,596
baseline
▲ 0.50% · 4.625%
HK$42,006
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,192/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,451
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,563
−HK$1,127/mo
Today · 4.125%
HK$43,690
baseline
▲ 0.50% · 4.625%
HK$45,993
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,380/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,785 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).