▼ 0.50% · 3.625%
HK$20,730
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$656/mo
Today · 4.125%
HK$22,030
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,340/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,060/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$627/mo
Today · 4.125%
HK$24,307
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,614/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$720/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,368
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$690/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,148
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,875
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,649
−HK$786/mo
Today · 4.125%
HK$26,435
baseline
▲ 0.50% · 4.625%
HK$28,044
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$52,870/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,674
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,416
−HK$753/mo
Today · 4.125%
HK$29,169
baseline
▲ 0.50% · 4.625%
HK$30,706
+HK$1,537/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$58,338/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,948
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,787
−HK$851/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,743/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,980
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,784
−HK$816/mo
Today · 4.125%
HK$31,600
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,200/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,021
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,924
−HK$917/mo
Today · 4.125%
HK$30,841
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,682/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,286
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$878/mo
Today · 4.125%
HK$34,030
baseline
▲ 0.50% · 4.625%
HK$35,824
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,060/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,062
−HK$982/mo
Today · 4.125%
HK$33,044
baseline
▲ 0.50% · 4.625%
HK$35,055
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,088/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,592
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,520
−HK$941/mo
Today · 4.125%
HK$36,461
baseline
▲ 0.50% · 4.625%
HK$38,383
+HK$1,922/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,922/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,167
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,199
−HK$1,048/mo
Today · 4.125%
HK$35,247
baseline
▲ 0.50% · 4.625%
HK$37,392
+HK$2,145/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,494/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,898
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,888
−HK$1,004/mo
Today · 4.125%
HK$38,892
baseline
▲ 0.50% · 4.625%
HK$40,942
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,784/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,240
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,336
−HK$1,114/mo
Today · 4.125%
HK$37,450
baseline
▲ 0.50% · 4.625%
HK$39,729
+HK$2,279/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,900/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,204
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,256
−HK$1,067/mo
Today · 4.125%
HK$41,323
baseline
▲ 0.50% · 4.625%
HK$43,501
+HK$2,178/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,646/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,313
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,474
−HK$1,179/mo
Today · 4.125%
HK$39,653
baseline
▲ 0.50% · 4.625%
HK$42,066
+HK$2,413/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,306/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,511
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,624
−HK$1,129/mo
Today · 4.125%
HK$43,753
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,307/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,506/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).