▼ 0.50% · 3.625%
HK$4,156
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$131/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$269/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$126/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$257/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$145/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$295/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$138/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$283/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$157/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$323/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$171/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$349/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$164/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$333/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$184/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$176/mo
Today · 4.125%
HK$6,822
baseline
▲ 0.50% · 4.625%
HK$7,181
+HK$359/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,644/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$197/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$7,027
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,120
−HK$189/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$385/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,649
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,856
−HK$210/mo
Today · 4.125%
HK$7,066
baseline
▲ 0.50% · 4.625%
HK$7,496
+HK$430/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,132/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,397
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,595
−HK$201/mo
Today · 4.125%
HK$7,796
baseline
▲ 0.50% · 4.625%
HK$8,207
+HK$411/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,592/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,064
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$223/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,964
+HK$457/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,859
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,070
−HK$214/mo
Today · 4.125%
HK$8,284
baseline
▲ 0.50% · 4.625%
HK$8,720
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,568/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,480
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,713
−HK$236/mo
Today · 4.125%
HK$7,949
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,898/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,321
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,545
−HK$226/mo
Today · 4.125%
HK$8,771
baseline
▲ 0.50% · 4.625%
HK$9,233
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,542/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).