▼ 0.50% · 3.625%
HK$4,198
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$132/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$272/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$128/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$259/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$146/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$299/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$140/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$285/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$159/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$326/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$152/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$173/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$352/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,071
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$165/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$338/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$186/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$380/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$178/mo
Today · 4.125%
HK$6,892
baseline
▲ 0.50% · 4.625%
HK$7,255
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,784/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,297
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,493
−HK$199/mo
Today · 4.125%
HK$6,692
baseline
▲ 0.50% · 4.625%
HK$7,099
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,384/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,193
−HK$191/mo
Today · 4.125%
HK$7,384
baseline
▲ 0.50% · 4.625%
HK$7,773
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,768/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,926
−HK$212/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,572
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,472
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,673
−HK$203/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,291
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$225/mo
Today · 4.125%
HK$7,584
baseline
▲ 0.50% · 4.625%
HK$8,046
+HK$462/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,168/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,939
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,152
−HK$216/mo
Today · 4.125%
HK$8,368
baseline
▲ 0.50% · 4.625%
HK$8,809
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,736/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,556
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,791
−HK$239/mo
Today · 4.125%
HK$8,030
baseline
▲ 0.50% · 4.625%
HK$8,519
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,060/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,406
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,632
−HK$229/mo
Today · 4.125%
HK$8,861
baseline
▲ 0.50% · 4.625%
HK$9,328
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,722/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).