▼ 0.50% · 3.625%
HK$22,510
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,210
−HK$712/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,377
+HK$1,455/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,042
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$681/mo
Today · 4.125%
HK$26,395
baseline
▲ 0.50% · 4.625%
HK$27,787
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,790/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,761
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,532
−HK$782/mo
Today · 4.125%
HK$26,314
baseline
▲ 0.50% · 4.625%
HK$27,915
+HK$1,601/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,628/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$750/mo
Today · 4.125%
HK$29,035
baseline
▲ 0.50% · 4.625%
HK$30,565
+HK$1,530/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,070/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,012
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,853
−HK$853/mo
Today · 4.125%
HK$28,706
baseline
▲ 0.50% · 4.625%
HK$30,453
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,412/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,051
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,857
−HK$817/mo
Today · 4.125%
HK$31,674
baseline
▲ 0.50% · 4.625%
HK$33,344
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,348/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,263
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,174
−HK$924/mo
Today · 4.125%
HK$31,098
baseline
▲ 0.50% · 4.625%
HK$32,991
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,196/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,555
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$886/mo
Today · 4.125%
HK$34,314
baseline
▲ 0.50% · 4.625%
HK$36,123
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,628/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,514
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,495
−HK$996/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,528
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,059
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$954/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$38,901
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,765
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,816
−HK$1,067/mo
Today · 4.125%
HK$35,883
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$2,183/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,766/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,564
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,571
−HK$1,022/mo
Today · 4.125%
HK$39,593
baseline
▲ 0.50% · 4.625%
HK$41,680
+HK$2,087/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,186/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,016
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,137
−HK$1,138/mo
Today · 4.125%
HK$38,275
baseline
▲ 0.50% · 4.625%
HK$40,604
+HK$2,329/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$76,550/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,068
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,143
−HK$1,090/mo
Today · 4.125%
HK$42,233
baseline
▲ 0.50% · 4.625%
HK$44,459
+HK$2,226/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$84,466/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,267
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,458
−HK$1,209/mo
Today · 4.125%
HK$40,667
baseline
▲ 0.50% · 4.625%
HK$43,142
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,334/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,572
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,714
−HK$1,158/mo
Today · 4.125%
HK$44,872
baseline
▲ 0.50% · 4.625%
HK$47,237
+HK$2,365/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,744/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,518
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,779
−HK$1,280/mo
Today · 4.125%
HK$43,059
baseline
▲ 0.50% · 4.625%
HK$45,679
+HK$2,620/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,118/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,076
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,285
−HK$1,227/mo
Today · 4.125%
HK$47,512
baseline
▲ 0.50% · 4.625%
HK$50,016
+HK$2,504/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$95,024/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,182 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).