▼ 0.50% · 3.625%
HK$20,921
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$662/mo
Today · 4.125%
HK$22,233
baseline
▲ 0.50% · 4.625%
HK$23,585
+HK$1,352/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,466/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,274
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,898
−HK$633/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$25,825
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,062/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,013
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$727/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,944
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,601
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,288
−HK$697/mo
Today · 4.125%
HK$26,985
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,970/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,886
−HK$793/mo
Today · 4.125%
HK$26,679
baseline
▲ 0.50% · 4.625%
HK$28,302
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,358/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,929
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,678
−HK$760/mo
Today · 4.125%
HK$29,438
baseline
▲ 0.50% · 4.625%
HK$30,989
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,876/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,197
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$859/mo
Today · 4.125%
HK$28,902
baseline
▲ 0.50% · 4.625%
HK$30,661
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,804/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,256
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,068
−HK$823/mo
Today · 4.125%
HK$31,891
baseline
▲ 0.50% · 4.625%
HK$33,572
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,782/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,289
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,200
−HK$926/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$33,020
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,584
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,458
−HK$886/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,381
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,357
−HK$992/mo
Today · 4.125%
HK$33,349
baseline
▲ 0.50% · 4.625%
HK$35,378
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,698/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,911
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,847
−HK$950/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$38,737
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,473
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,514
−HK$1,058/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,737
+HK$2,165/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,238
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,237
−HK$1,013/mo
Today · 4.125%
HK$39,250
baseline
▲ 0.50% · 4.625%
HK$41,319
+HK$2,069/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,500/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,565
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$1,124/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$40,095
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,566
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,076/mo
Today · 4.125%
HK$41,703
baseline
▲ 0.50% · 4.625%
HK$43,902
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,406/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,657
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,829
−HK$1,190/mo
Today · 4.125%
HK$40,019
baseline
▲ 0.50% · 4.625%
HK$42,454
+HK$2,435/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$80,038/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,893
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,017
−HK$1,140/mo
Today · 4.125%
HK$44,157
baseline
▲ 0.50% · 4.625%
HK$46,484
+HK$2,327/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$88,314/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,471 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).