▼ 0.50% · 3.625%
HK$21,584
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,256
−HK$682/mo
Today · 4.125%
HK$22,938
baseline
▲ 0.50% · 4.625%
HK$24,333
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,876/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,656
−HK$654/mo
Today · 4.125%
HK$25,310
baseline
▲ 0.50% · 4.625%
HK$26,644
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,620/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,743
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,481
−HK$751/mo
Today · 4.125%
HK$25,232
baseline
▲ 0.50% · 4.625%
HK$26,767
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,464/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,413
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,122
−HK$719/mo
Today · 4.125%
HK$27,841
baseline
▲ 0.50% · 4.625%
HK$29,308
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,682/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,901
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,707
−HK$818/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$29,200
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,815
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$784/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$31,972
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,060
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,932
−HK$887/mo
Today · 4.125%
HK$29,819
baseline
▲ 0.50% · 4.625%
HK$31,633
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,638/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,216
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,053
−HK$849/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,637
+HK$1,735/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,218
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,158
−HK$955/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$34,067
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,617
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,519
−HK$914/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,301
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,376
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,383
−HK$1,024/mo
Today · 4.125%
HK$34,407
baseline
▲ 0.50% · 4.625%
HK$36,500
+HK$2,093/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,814/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,018
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,984
−HK$980/mo
Today · 4.125%
HK$37,964
baseline
▲ 0.50% · 4.625%
HK$39,965
+HK$2,001/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,928/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,609
−HK$1,091/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,934
+HK$2,234/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,420
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,450
−HK$1,045/mo
Today · 4.125%
HK$40,495
baseline
▲ 0.50% · 4.625%
HK$42,630
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,990/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,693
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,835
−HK$1,159/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,367
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,821
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,110/mo
Today · 4.125%
HK$43,026
baseline
▲ 0.50% · 4.625%
HK$45,294
+HK$2,268/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,052/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,852
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,228/mo
Today · 4.125%
HK$41,288
baseline
▲ 0.50% · 4.625%
HK$43,800
+HK$2,512/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,576/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,222
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,381
−HK$1,176/mo
Today · 4.125%
HK$45,557
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,114/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,571 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).