▼ 0.50% · 3.625%
HK$21,412
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,078
−HK$677/mo
Today · 4.125%
HK$22,755
baseline
▲ 0.50% · 4.625%
HK$24,140
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,510/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,821
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,460
−HK$648/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,431
+HK$1,323/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,553
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,286
−HK$744/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.16M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,203
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$713/mo
Today · 4.125%
HK$27,619
baseline
▲ 0.50% · 4.625%
HK$29,074
+HK$1,455/mo
Deposit HK$4.23M · loan HK$5.16M · min. income ≈ HK$55,238/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,695
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,494
−HK$812/mo
Today · 4.125%
HK$27,306
baseline
▲ 0.50% · 4.625%
HK$28,967
+HK$1,661/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$54,612/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,585
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,352
−HK$777/mo
Today · 4.125%
HK$30,129
baseline
▲ 0.50% · 4.625%
HK$31,718
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$60,258/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,836
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,702
−HK$879/mo
Today · 4.125%
HK$29,581
baseline
▲ 0.50% · 4.625%
HK$31,381
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,162/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,967
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,798
−HK$842/mo
Today · 4.125%
HK$32,640
baseline
▲ 0.50% · 4.625%
HK$34,361
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,280/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$947/mo
Today · 4.125%
HK$31,857
baseline
▲ 0.50% · 4.625%
HK$33,795
+HK$1,938/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,714/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,349
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,244
−HK$907/mo
Today · 4.125%
HK$35,151
baseline
▲ 0.50% · 4.625%
HK$37,004
+HK$1,853/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,302/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,118
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,117
−HK$1,015/mo
Today · 4.125%
HK$34,132
baseline
▲ 0.50% · 4.625%
HK$36,209
+HK$2,077/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,264/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,731
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,690
−HK$972/mo
Today · 4.125%
HK$37,662
baseline
▲ 0.50% · 4.625%
HK$39,647
+HK$1,985/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,324/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,260
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,325
−HK$1,083/mo
Today · 4.125%
HK$36,408
baseline
▲ 0.50% · 4.625%
HK$38,623
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,816/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,113
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,136
−HK$1,037/mo
Today · 4.125%
HK$40,173
baseline
▲ 0.50% · 4.625%
HK$42,290
+HK$2,117/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,346/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,533
−HK$1,150/mo
Today · 4.125%
HK$38,683
baseline
▲ 0.50% · 4.625%
HK$41,037
+HK$2,354/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,366/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,496
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,582
−HK$1,101/mo
Today · 4.125%
HK$42,683
baseline
▲ 0.50% · 4.625%
HK$44,933
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,366/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,542
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,741
−HK$1,218/mo
Today · 4.125%
HK$40,959
baseline
▲ 0.50% · 4.625%
HK$43,451
+HK$2,492/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,918/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,878
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,028
−HK$1,166/mo
Today · 4.125%
HK$45,194
baseline
▲ 0.50% · 4.625%
HK$47,576
+HK$2,382/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,388/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).