▼ 0.50% · 3.625%
HK$22,684
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,390
−HK$717/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,573
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,236
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,913
−HK$686/mo
Today · 4.125%
HK$26,599
baseline
▲ 0.50% · 4.625%
HK$28,001
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,198/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,953
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,729
−HK$788/mo
Today · 4.125%
HK$26,517
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,034/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,759
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,504
−HK$755/mo
Today · 4.125%
HK$29,259
baseline
▲ 0.50% · 4.625%
HK$30,802
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,518/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,221
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,068
−HK$860/mo
Today · 4.125%
HK$28,928
baseline
▲ 0.50% · 4.625%
HK$30,688
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,283
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,095
−HK$824/mo
Today · 4.125%
HK$31,919
baseline
▲ 0.50% · 4.625%
HK$33,602
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,838/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,489
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,407
−HK$932/mo
Today · 4.125%
HK$31,339
baseline
▲ 0.50% · 4.625%
HK$33,246
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,678/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,687
−HK$892/mo
Today · 4.125%
HK$34,579
baseline
▲ 0.50% · 4.625%
HK$36,402
+HK$1,823/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,158/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,758
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$1,003/mo
Today · 4.125%
HK$33,749
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$2,054/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,498/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$961/mo
Today · 4.125%
HK$37,239
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$1,963/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,478/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,085
−HK$1,075/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,854
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,869
−HK$1,030/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$1,147/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,377
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,460
−HK$1,099/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$44,802
+HK$2,243/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,563
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,763
−HK$1,218/mo
Today · 4.125%
HK$40,981
baseline
▲ 0.50% · 4.625%
HK$43,475
+HK$2,494/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,962/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,901
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,052
−HK$1,167/mo
Today · 4.125%
HK$45,219
baseline
▲ 0.50% · 4.625%
HK$47,602
+HK$2,383/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,438/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,831
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,102
−HK$1,290/mo
Today · 4.125%
HK$43,392
baseline
▲ 0.50% · 4.625%
HK$46,032
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,784/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,425
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,643
−HK$1,236/mo
Today · 4.125%
HK$47,879
baseline
▲ 0.50% · 4.625%
HK$50,403
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,758/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,808 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).