▼ 0.50% · 3.625%
HK$3,701
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,817
−HK$117/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$239/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$112/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$229/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$129/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$263/mo
Deposit HK$730K · loan HK$893K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$123/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$252/mo
Deposit HK$730K · loan HK$893K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,442
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$140/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$288/mo
Deposit HK$649K · loan HK$974K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$134/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$275/mo
Deposit HK$649K · loan HK$974K · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$152/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$311/mo
Deposit HK$568K · loan HK$1.06M · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$145/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$298/mo
Deposit HK$568K · loan HK$1.06M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$164/mo
Today · 4.125%
HK$5,507
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$335/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$11,014/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$156/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$321/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$175/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$359/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,177
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$169/mo
Today · 4.125%
HK$6,511
baseline
▲ 0.50% · 4.625%
HK$6,854
+HK$343/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,022/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$187/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,765
−HK$180/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,311
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,488
−HK$199/mo
Today · 4.125%
HK$6,687
baseline
▲ 0.50% · 4.625%
HK$7,094
+HK$407/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,374/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,188
−HK$191/mo
Today · 4.125%
HK$7,379
baseline
▲ 0.50% · 4.625%
HK$7,768
+HK$389/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,758/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,663
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$210/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$431/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$202/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,224
+HK$411/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).