▼ 0.50% · 3.625%
HK$3,644
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$115/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,108
+HK$236/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$110/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,498
+HK$226/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,133
−HK$126/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$259/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$122/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$247/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$138/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$283/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$132/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$270/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$150/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$306/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,411
−HK$143/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$293/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$161/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$330/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$154/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,297
+HK$316/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$173/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$353/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$166/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$337/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,830
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$184/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$177/mo
Today · 4.125%
HK$6,836
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$360/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,672/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$195/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,983
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,891
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,076
−HK$187/mo
Today · 4.125%
HK$7,263
baseline
▲ 0.50% · 4.625%
HK$7,646
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,526/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,558
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,762
−HK$208/mo
Today · 4.125%
HK$6,970
baseline
▲ 0.50% · 4.625%
HK$7,394
+HK$424/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,940/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,492
−HK$198/mo
Today · 4.125%
HK$7,690
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,380/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).