▼ 0.50% · 3.625%
HK$4,723
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,870
−HK$150/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$305/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,396
−HK$143/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,831
+HK$292/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$165/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$336/mo
Deposit HK$932K · loan HK$1.14M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,780
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,935
−HK$158/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$321/mo
Deposit HK$932K · loan HK$1.14M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$180/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$366/mo
Deposit HK$829K · loan HK$1.24M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,475
−HK$171/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$6,997
+HK$351/mo
Deposit HK$829K · loan HK$1.24M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$194/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,923
+HK$397/mo
Deposit HK$725K · loan HK$1.35M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,831
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$186/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,580
+HK$380/mo
Deposit HK$725K · loan HK$1.35M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,819
−HK$209/mo
Today · 4.125%
HK$7,028
baseline
▲ 0.50% · 4.625%
HK$7,455
+HK$427/mo
Deposit HK$621K · loan HK$1.45M · min. income ≈ HK$14,056/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,357
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$200/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,163
+HK$409/mo
Deposit HK$621K · loan HK$1.45M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,085
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,306
−HK$223/mo
Today · 4.125%
HK$7,529
baseline
▲ 0.50% · 4.625%
HK$7,988
+HK$459/mo
Deposit HK$518K · loan HK$1.55M · min. income ≈ HK$15,058/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,882
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,094
−HK$214/mo
Today · 4.125%
HK$8,308
baseline
▲ 0.50% · 4.625%
HK$8,746
+HK$438/mo
Deposit HK$518K · loan HK$1.55M · min. income ≈ HK$16,616/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,558
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,793
−HK$238/mo
Today · 4.125%
HK$8,031
baseline
▲ 0.50% · 4.625%
HK$8,520
+HK$489/mo
Deposit HK$414K · loan HK$1.66M · min. income ≈ HK$16,062/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,408
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,633
−HK$229/mo
Today · 4.125%
HK$8,862
baseline
▲ 0.50% · 4.625%
HK$9,329
+HK$467/mo
Deposit HK$414K · loan HK$1.66M · min. income ≈ HK$17,724/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,030
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,280
−HK$253/mo
Today · 4.125%
HK$8,533
baseline
▲ 0.50% · 4.625%
HK$9,053
+HK$520/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$17,066/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,933
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,173
−HK$243/mo
Today · 4.125%
HK$9,416
baseline
▲ 0.50% · 4.625%
HK$9,912
+HK$496/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$18,832/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,502
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,767
−HK$268/mo
Today · 4.125%
HK$9,035
baseline
▲ 0.50% · 4.625%
HK$9,585
+HK$550/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,070/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,459
−HK$511/mo
▼ 0.25% · 3.875%
HK$9,712
−HK$258/mo
Today · 4.125%
HK$9,970
baseline
▲ 0.50% · 4.625%
HK$10,495
+HK$525/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,940/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).