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At today's rate and a 90% mortgage, the deposit on this unit is about HK$225K, with repayments around HK$9,828/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$225K · loan HK$2.03M · min. income ≈ HK$19,656/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- J
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 296 ft²
- Efficiency
- 84%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-07-10 | HK$2.70M | +8.9% 1.9y · 5.0%/yr |
| 2015-08-21 | HK$2.48M | +77.1% |
| 2011-09-20 | HK$1.40M | +18.6% |
| 2010-12-03 | HK$1.18M | +11.3% |
| 2010-05-05 | HK$1.06M | +10.4% |
| 2010-03-24 | HK$960K | +23.1% |
| 2009-06-08 | HK$780K | +30.0% |
| 2007-11-01 | HK$600K | +15.4% |
| 2007-09-21 | HK$520K | — |