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Crescira AVM · estimated value Medium confidence
HK$2.23M
≈ HK$9,010 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$223K, with repayments around HK$9,746/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$9,171
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,456
−HK$290/mo
Today · 4.125%
HK$9,746
baseline
▲ 0.50% · 4.625%
HK$10,339
+HK$593/mo

Deposit HK$223K · loan HK$2.01M · min. income ≈ HK$19,492/mo (50% DSR)

Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway To Kwa Wan Station
≈ 5 min walk · 343 m
Education
54
schools within 1 km (16 within 500 m)
Daily convenience
36
within 1 km (13 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
J
Saleable Area
248 Saleable ft²
Gross Area
296 ft²
Efficiency
84%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2022-10-24 HK$2.80M +3.7%
5.4y · 1.0%/yr
2017-05-19 HK$2.70M +214.0%
7.9y · 27.0%/yr
2009-07-24 HK$860K +17.8%
2008-09-16 HK$730K +14.1%
2008-08-08 HK$640K
Data sourced from Renavon.com