▼ 0.50% · 3.625%
HK$22,444
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$710/mo
Today · 4.125%
HK$23,852
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,704/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,639
−HK$679/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,457
−HK$780/mo
Today · 4.125%
HK$26,237
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,596/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,474/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,466
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,203
−HK$747/mo
Today · 4.125%
HK$28,950
baseline
▲ 0.50% · 4.625%
HK$30,476
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,900/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,933
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$851/mo
Today · 4.125%
HK$28,622
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,244/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,963
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,766
−HK$816/mo
Today · 4.125%
HK$31,582
baseline
▲ 0.50% · 4.625%
HK$33,246
+HK$1,664/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,164/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,178
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,085
−HK$922/mo
Today · 4.125%
HK$31,007
baseline
▲ 0.50% · 4.625%
HK$32,894
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,014/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,460
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$883/mo
Today · 4.125%
HK$34,213
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,426/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,422
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$993/mo
Today · 4.125%
HK$33,392
baseline
▲ 0.50% · 4.625%
HK$35,424
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,784/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,957
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,894
−HK$951/mo
Today · 4.125%
HK$36,845
baseline
▲ 0.50% · 4.625%
HK$38,787
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,690/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,666
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,714
−HK$1,064/mo
Today · 4.125%
HK$35,778
baseline
▲ 0.50% · 4.625%
HK$37,955
+HK$2,177/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,556/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,454
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,458
−HK$1,019/mo
Today · 4.125%
HK$39,477
baseline
▲ 0.50% · 4.625%
HK$41,558
+HK$2,081/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,954/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,911
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,028
−HK$1,135/mo
Today · 4.125%
HK$38,163
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,322/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,326/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,950
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,022
−HK$1,087/mo
Today · 4.125%
HK$42,109
baseline
▲ 0.50% · 4.625%
HK$44,328
+HK$2,219/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,218/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,155
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,342
−HK$1,206/mo
Today · 4.125%
HK$40,548
baseline
▲ 0.50% · 4.625%
HK$43,015
+HK$2,467/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,096/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,447
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,586
−HK$1,155/mo
Today · 4.125%
HK$44,741
baseline
▲ 0.50% · 4.625%
HK$47,099
+HK$2,358/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,482/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,400
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,656
−HK$1,277/mo
Today · 4.125%
HK$42,933
baseline
▲ 0.50% · 4.625%
HK$45,545
+HK$2,612/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,866/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,944
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,150
−HK$1,222/mo
Today · 4.125%
HK$47,372
baseline
▲ 0.50% · 4.625%
HK$49,869
+HK$2,497/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,744/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).