▼ 0.50% · 3.625%
HK$15,736
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,225
−HK$498/mo
Today · 4.125%
HK$16,723
baseline
▲ 0.50% · 4.625%
HK$17,740
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,446/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,506
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,975
−HK$477/mo
Today · 4.125%
HK$18,452
baseline
▲ 0.50% · 4.625%
HK$19,424
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,904/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,309
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,848
−HK$547/mo
Today · 4.125%
HK$18,395
baseline
▲ 0.50% · 4.625%
HK$19,514
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,790/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,257
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,773
−HK$524/mo
Today · 4.125%
HK$20,297
baseline
▲ 0.50% · 4.625%
HK$21,367
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,594/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,883
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,470
−HK$597/mo
Today · 4.125%
HK$20,067
baseline
▲ 0.50% · 4.625%
HK$21,288
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,134/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,007
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$571/mo
Today · 4.125%
HK$22,142
baseline
▲ 0.50% · 4.625%
HK$23,309
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,284/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,457
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,093
−HK$646/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$23,062
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,758
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$619/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,252
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,030
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$697/mo
Today · 4.125%
HK$23,412
baseline
▲ 0.50% · 4.625%
HK$24,836
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,824/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,508
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$666/mo
Today · 4.125%
HK$25,832
baseline
▲ 0.50% · 4.625%
HK$27,194
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,664/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,604
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$746/mo
Today · 4.125%
HK$25,084
baseline
▲ 0.50% · 4.625%
HK$26,610
+HK$1,526/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,168/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,259
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$715/mo
Today · 4.125%
HK$27,678
baseline
▲ 0.50% · 4.625%
HK$29,137
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,356/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,177
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,961
−HK$795/mo
Today · 4.125%
HK$26,756
baseline
▲ 0.50% · 4.625%
HK$28,384
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,512/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,010
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,761
−HK$762/mo
Today · 4.125%
HK$29,523
baseline
▲ 0.50% · 4.625%
HK$31,079
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,046/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$845/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$30,158
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,558
−HK$810/mo
Today · 4.125%
HK$31,368
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,653/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,736/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$895/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,511
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$857/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$34,964
+HK$1,751/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).