▼ 0.50% · 3.625%
HK$21,638
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,311
−HK$684/mo
Today · 4.125%
HK$22,995
baseline
▲ 0.50% · 4.625%
HK$24,394
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,990/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,072
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,718
−HK$655/mo
Today · 4.125%
HK$25,373
baseline
▲ 0.50% · 4.625%
HK$26,710
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,746/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,802
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,542
−HK$752/mo
Today · 4.125%
HK$25,294
baseline
▲ 0.50% · 4.625%
HK$26,834
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,479
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,189
−HK$721/mo
Today · 4.125%
HK$27,910
baseline
▲ 0.50% · 4.625%
HK$29,381
+HK$1,471/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,820/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,966
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$821/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,273
+HK$1,679/mo
Deposit HK$3.80M · loan HK$5.69M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,887
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$786/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,052
+HK$1,605/mo
Deposit HK$3.80M · loan HK$5.69M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,004
−HK$889/mo
Today · 4.125%
HK$29,893
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,819/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,786/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,133
−HK$851/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,723
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$957/mo
Today · 4.125%
HK$32,193
baseline
▲ 0.50% · 4.625%
HK$34,152
+HK$1,959/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,386/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,701
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,605
−HK$917/mo
Today · 4.125%
HK$35,522
baseline
▲ 0.50% · 4.625%
HK$37,394
+HK$1,872/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,044/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,457
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,467
−HK$1,025/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,591
+HK$2,099/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,108
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,077
−HK$982/mo
Today · 4.125%
HK$38,059
baseline
▲ 0.50% · 4.625%
HK$40,065
+HK$2,006/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,118/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,621
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,698
−HK$1,094/mo
Today · 4.125%
HK$36,792
baseline
▲ 0.50% · 4.625%
HK$39,031
+HK$2,239/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,584/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,515
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,048/mo
Today · 4.125%
HK$40,596
baseline
▲ 0.50% · 4.625%
HK$42,736
+HK$2,140/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,192/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,785
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,929
−HK$1,162/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,470
+HK$2,379/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,923
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,020
−HK$1,113/mo
Today · 4.125%
HK$43,133
baseline
▲ 0.50% · 4.625%
HK$45,407
+HK$2,274/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,266/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,948
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,160
−HK$1,231/mo
Today · 4.125%
HK$41,391
baseline
▲ 0.50% · 4.625%
HK$43,909
+HK$2,518/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,782/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,330
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,492
−HK$1,179/mo
Today · 4.125%
HK$45,671
baseline
▲ 0.50% · 4.625%
HK$48,078
+HK$2,407/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,342/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,930 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).