▼ 0.50% · 3.625%
HK$20,732
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,377
−HK$655/mo
Today · 4.125%
HK$22,032
baseline
▲ 0.50% · 4.625%
HK$23,373
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,064/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,064
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,683
−HK$627/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,591
+HK$1,281/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,805
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,514
−HK$721/mo
Today · 4.125%
HK$24,235
baseline
▲ 0.50% · 4.625%
HK$25,710
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,470/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,370
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,051
−HK$690/mo
Today · 4.125%
HK$26,741
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,482/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,878
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,652
−HK$786/mo
Today · 4.125%
HK$26,438
baseline
▲ 0.50% · 4.625%
HK$28,047
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,876/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,677
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,419
−HK$753/mo
Today · 4.125%
HK$29,172
baseline
▲ 0.50% · 4.625%
HK$30,710
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,344/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,951
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,790
−HK$851/mo
Today · 4.125%
HK$28,641
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,743/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,282/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,983
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$816/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,025
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,927
−HK$918/mo
Today · 4.125%
HK$30,845
baseline
▲ 0.50% · 4.625%
HK$32,722
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,690/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,290
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,156
−HK$878/mo
Today · 4.125%
HK$34,034
baseline
▲ 0.50% · 4.625%
HK$35,828
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,068/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,098
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,065
−HK$983/mo
Today · 4.125%
HK$33,048
baseline
▲ 0.50% · 4.625%
HK$35,059
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,096/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,596
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,524
−HK$941/mo
Today · 4.125%
HK$36,465
baseline
▲ 0.50% · 4.625%
HK$38,387
+HK$1,922/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,930/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,171
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,203
−HK$1,048/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,396
+HK$2,145/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,902
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,892
−HK$1,004/mo
Today · 4.125%
HK$38,896
baseline
▲ 0.50% · 4.625%
HK$40,946
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,792/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,244
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$1,114/mo
Today · 4.125%
HK$37,454
baseline
▲ 0.50% · 4.625%
HK$39,733
+HK$2,279/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,908/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,209
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,067/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,505
+HK$2,178/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,317
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,478
−HK$1,179/mo
Today · 4.125%
HK$39,657
baseline
▲ 0.50% · 4.625%
HK$42,071
+HK$2,414/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,314/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,515
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,629
−HK$1,129/mo
Today · 4.125%
HK$43,758
baseline
▲ 0.50% · 4.625%
HK$46,065
+HK$2,307/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,516/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,190 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).