▼ 0.50% · 3.625%
HK$21,074
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,730
−HK$666/mo
Today · 4.125%
HK$22,396
baseline
▲ 0.50% · 4.625%
HK$23,759
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,792/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,445
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,074
−HK$638/mo
Today · 4.125%
HK$24,712
baseline
▲ 0.50% · 4.625%
HK$26,014
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,424/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,182
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$732/mo
Today · 4.125%
HK$24,635
baseline
▲ 0.50% · 4.625%
HK$26,134
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,270/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,789
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,481
−HK$702/mo
Today · 4.125%
HK$27,183
baseline
▲ 0.50% · 4.625%
HK$28,616
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,366/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,289
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,076
−HK$799/mo
Today · 4.125%
HK$26,875
baseline
▲ 0.50% · 4.625%
HK$28,510
+HK$1,635/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,750/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,134
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,888
−HK$766/mo
Today · 4.125%
HK$29,654
baseline
▲ 0.50% · 4.625%
HK$31,217
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,308/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,397
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,249
−HK$866/mo
Today · 4.125%
HK$29,115
baseline
▲ 0.50% · 4.625%
HK$30,886
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$58,230/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,296
−HK$829/mo
Today · 4.125%
HK$32,125
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$64,250/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,504
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$932/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,823
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$893/mo
Today · 4.125%
HK$34,596
baseline
▲ 0.50% · 4.625%
HK$36,420
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$999/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,638
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$956/mo
Today · 4.125%
HK$37,067
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,134/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,719
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,768
−HK$1,065/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,014
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,512
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,518
−HK$1,021/mo
Today · 4.125%
HK$39,539
baseline
▲ 0.50% · 4.625%
HK$41,623
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,078/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,826
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,941
−HK$1,132/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,317/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,856
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,925
−HK$1,085/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,224
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,934
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,114
−HK$1,198/mo
Today · 4.125%
HK$40,312
baseline
▲ 0.50% · 4.625%
HK$42,765
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,624/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,201
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,333
−HK$1,148/mo
Today · 4.125%
HK$44,481
baseline
▲ 0.50% · 4.625%
HK$46,825
+HK$2,344/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,962/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,206 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).