▼ 0.50% · 3.625%
HK$17,066
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,597
−HK$539/mo
Today · 4.125%
HK$18,136
baseline
▲ 0.50% · 4.625%
HK$19,240
+HK$1,104/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,272/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,986
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,495
−HK$517/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,066
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,773
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,357
−HK$593/mo
Today · 4.125%
HK$19,950
baseline
▲ 0.50% · 4.625%
HK$21,164
+HK$1,214/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,900/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,884
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,444
−HK$569/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,173
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,479
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,116
−HK$647/mo
Today · 4.125%
HK$21,763
baseline
▲ 0.50% · 4.625%
HK$23,088
+HK$1,325/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,526/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,783
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,394
−HK$620/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,280
+HK$1,266/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,028/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,186
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,876
−HK$701/mo
Today · 4.125%
HK$23,577
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,435/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,154/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,343
−HK$672/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,386
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,892
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,636
−HK$755/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,936
+HK$1,545/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,580
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,293
−HK$723/mo
Today · 4.125%
HK$28,016
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,477/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,599
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$809/mo
Today · 4.125%
HK$27,204
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,656/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,408/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,242
−HK$775/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,583/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,306
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$863/mo
Today · 4.125%
HK$29,018
baseline
▲ 0.50% · 4.625%
HK$30,784
+HK$1,766/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,036/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,192
−HK$826/mo
Today · 4.125%
HK$32,018
baseline
▲ 0.50% · 4.625%
HK$33,706
+HK$1,688/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,036/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,915
−HK$917/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,876/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,276
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,141
−HK$879/mo
Today · 4.125%
HK$34,020
baseline
▲ 0.50% · 4.625%
HK$35,813
+HK$1,793/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,040/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,719
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$971/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,632
+HK$1,987/mo
Deposit HK$748K · loan HK$6.74M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,174
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,091
−HK$930/mo
Today · 4.125%
HK$36,021
baseline
▲ 0.50% · 4.625%
HK$37,919
+HK$1,898/mo
Deposit HK$748K · loan HK$6.74M · min. income ≈ HK$72,042/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,528 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).