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At today's rate and a 90% mortgage, the deposit on this unit is about HK$677K, with repayments around HK$29,514/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$202,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 664 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-30 | HK$5.83M | −28.9% 4.8y · −6.0%/yr |
| 2020-03-26 | HK$8.20M | +44.8% 4.2y · 11.0%/yr |
| 2016-01-22 | HK$5.66M | +87.5% 6.1y · 14.0%/yr |
| 2009-12-22 | HK$3.02M | +38.5% |
| 2006-06-24 | HK$2.18M | +10.1% |
| 2004-11-11 | HK$1.98M | −25.6% |
| 1999-07-22 | HK$2.66M | −13.4% |
| 1996-01-20 | HK$3.07M | — |