▼ 0.50% · 3.625%
HK$14,943
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,407
−HK$473/mo
Today · 4.125%
HK$15,880
baseline
▲ 0.50% · 4.625%
HK$16,846
+HK$966/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,760/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,624
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,069
−HK$453/mo
Today · 4.125%
HK$17,522
baseline
▲ 0.50% · 4.625%
HK$18,445
+HK$923/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,044/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,437
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,948
−HK$520/mo
Today · 4.125%
HK$17,468
baseline
▲ 0.50% · 4.625%
HK$18,531
+HK$1,063/mo
Deposit HK$2.95M · loan HK$3.60M · min. income ≈ HK$34,936/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,286
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,776
−HK$498/mo
Today · 4.125%
HK$19,274
baseline
▲ 0.50% · 4.625%
HK$20,290
+HK$1,016/mo
Deposit HK$2.95M · loan HK$3.60M · min. income ≈ HK$38,548/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,931
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,489
−HK$567/mo
Today · 4.125%
HK$19,056
baseline
▲ 0.50% · 4.625%
HK$20,215
+HK$1,159/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,112/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,948
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,483
−HK$543/mo
Today · 4.125%
HK$21,026
baseline
▲ 0.50% · 4.625%
HK$22,134
+HK$1,108/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,052/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,425
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$614/mo
Today · 4.125%
HK$20,644
baseline
▲ 0.50% · 4.625%
HK$21,900
+HK$1,256/mo
Deposit HK$2.29M · loan HK$4.26M · min. income ≈ HK$41,288/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$588/mo
Today · 4.125%
HK$22,778
baseline
▲ 0.50% · 4.625%
HK$23,979
+HK$1,201/mo
Deposit HK$2.29M · loan HK$4.26M · min. income ≈ HK$45,556/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,920
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$662/mo
Today · 4.125%
HK$22,232
baseline
▲ 0.50% · 4.625%
HK$23,584
+HK$1,352/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,464/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,897
−HK$633/mo
Today · 4.125%
HK$24,530
baseline
▲ 0.50% · 4.625%
HK$25,823
+HK$1,293/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,060/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,414
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,111
−HK$709/mo
Today · 4.125%
HK$23,820
baseline
▲ 0.50% · 4.625%
HK$25,269
+HK$1,449/mo
Deposit HK$1.64M · loan HK$4.91M · min. income ≈ HK$47,640/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,935
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,604
−HK$679/mo
Today · 4.125%
HK$26,283
baseline
▲ 0.50% · 4.625%
HK$27,668
+HK$1,385/mo
Deposit HK$1.64M · loan HK$4.91M · min. income ≈ HK$52,566/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,908
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,652
−HK$756/mo
Today · 4.125%
HK$25,408
baseline
▲ 0.50% · 4.625%
HK$26,954
+HK$1,546/mo
Deposit HK$1.31M · loan HK$5.24M · min. income ≈ HK$50,816/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,598
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,311
−HK$724/mo
Today · 4.125%
HK$28,035
baseline
▲ 0.50% · 4.625%
HK$29,512
+HK$1,477/mo
Deposit HK$1.31M · loan HK$5.24M · min. income ≈ HK$56,070/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,193
−HK$803/mo
Today · 4.125%
HK$26,996
baseline
▲ 0.50% · 4.625%
HK$28,638
+HK$1,642/mo
Deposit HK$983K · loan HK$5.57M · min. income ≈ HK$53,992/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,260
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,018
−HK$769/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,357
+HK$1,570/mo
Deposit HK$983K · loan HK$5.57M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,733
−HK$850/mo
Today · 4.125%
HK$28,583
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,740/mo
Deposit HK$655K · loan HK$5.90M · min. income ≈ HK$57,166/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,922
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,725
−HK$814/mo
Today · 4.125%
HK$31,539
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,663/mo
Deposit HK$655K · loan HK$5.90M · min. income ≈ HK$63,078/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).