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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,411/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,822/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,305 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 4
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 443 ft²
- Efficiency
- 73%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-31 | HK$5.28M | +32.0% 5.1y · 6.0%/yr |
| 2015-02-25 | HK$4.00M | +26.2% |
| 2013-01-17 | HK$3.17M | +114.2% |
| 2009-03-23 | HK$1.48M | −10.8% |
| 2008-10-13 | HK$1.66M | +3.8% |
| 2008-02-04 | HK$1.60M | +25.0% |
| 2007-10-29 | HK$1.28M | +37.6% |
| 2004-09-23 | HK$930K | −2.1% |
| 2001-08-02 | HK$950K | — |