Home Kwun Tong District AMOY GARDENS PHASE 3 BLOCK L

20/F 7

Switch unit

Floor

1/F 1 356 ft² 1/F 2 356 ft² 1/F 3 322 ft² 1/F 4 322 ft² 1/F 5 356 ft² 1/F 6 356 ft² 1/F 7 285 ft² 1/F 8 285 ft² 2/F 1 356 ft² 2/F 2 356 ft² 2/F 3 322 ft² 2/F 4 322 ft² 2/F 5 356 ft² 2/F 6 356 ft² 2/F 7 285 ft² 2/F 8 285 ft² 3/F 1 356 ft² 3/F 2 356 ft² 3/F 4 322 ft² 3/F 6 356 ft² 3/F 7 285 ft² 3/F 8 285 ft² 4/F 2 356 ft² 4/F 3 322 ft² 4/F 4 322 ft² 4/F 5 356 ft² 4/F 6 356 ft² 4/F 7 285 ft² 4/F 8 285 ft² 5/F 2 356 ft² 5/F 3 322 ft² 5/F 4 322 ft² 5/F 6 356 ft² 5/F 7 285 ft² 5/F 8 285 ft² 6/F 1 356 ft² 6/F 3 322 ft² 6/F 4 322 ft² 6/F 6 356 ft² 6/F 7 285 ft² 6/F 8 285 ft² 7/F 1 356 ft² 7/F 2 356 ft² 7/F 3 322 ft² 7/F 4 322 ft² 7/F 5 356 ft² 7/F 6 356 ft² 7/F 7 285 ft² 7/F 8 285 ft² 8/F 2 356 ft² 8/F 3 322 ft² 8/F 5 356 ft² 8/F 6 356 ft² 8/F 7 285 ft² 9/F 3 322 ft² 9/F 4 322 ft² 9/F 5 356 ft² 9/F 6 356 ft² 9/F 7 285 ft² 9/F 8 285 ft² 10/F 2 356 ft² 10/F 3 322 ft² 10/F 4 322 ft² 10/F 7 285 ft² 10/F 8 285 ft² 11/F 1 356 ft² 11/F 2 356 ft² 11/F 3 322 ft² 11/F 4 322 ft² 11/F 5 356 ft² 11/F 7 285 ft² 11/F 8 285 ft² 12/F 1 356 ft² 12/F 2 356 ft² 12/F 3 322 ft² 12/F 5 356 ft² 12/F 6 356 ft² 12/F 7 285 ft² 12/F 8 285 ft² 13/F 1 356 ft² 13/F 2 356 ft² 13/F 3 322 ft² 13/F 4 322 ft² 13/F 6 356 ft² 13/F 7 285 ft² 13/F 8 285 ft² 14/F 1 356 ft² 14/F 2 356 ft² 14/F 3 322 ft² 14/F 4 322 ft² 14/F 5 356 ft² 14/F 6 356 ft² 14/F 7 285 ft² 14/F 8 285 ft² 15/F 1 356 ft² 15/F 2 356 ft² 15/F 3 322 ft² 15/F 4 322 ft² 15/F 5 356 ft² 15/F 6 356 ft² 15/F 8 285 ft² 16/F 2 356 ft² 16/F 3 322 ft² 16/F 4 322 ft² 16/F 8 285 ft² 17/F 1 356 ft² 17/F 2 356 ft² 17/F 3 322 ft² 17/F 7 285 ft² 17/F 8 285 ft² 18/F 1 356 ft² 18/F 2 356 ft² 18/F 3 322 ft² 18/F 4 322 ft² 18/F 5 356 ft² 18/F 7 285 ft² 18/F 8 285 ft² 19/F 1 356 ft² 19/F 2 356 ft² 19/F 3 322 ft² 19/F 4 322 ft² 19/F 5 356 ft² 19/F 6 356 ft² 19/F 7 285 ft² 19/F 8 285 ft² 20/F 1 356 ft² 20/F 2 356 ft² 20/F 3 322 ft² 20/F 4 322 ft² 20/F 5 356 ft² 20/F 6 356 ft² 20/F 7 285 ft² 20/F 8 285 ft² 21/F 1 356 ft² 21/F 2 356 ft² 21/F 3 322 ft² 21/F 4 322 ft² 21/F 5 356 ft² 21/F 6 356 ft² 21/F 7 285 ft² 21/F 8 285 ft² 22/F 2 356 ft² 22/F 3 322 ft² 22/F 5 356 ft² 22/F 6 356 ft² 22/F 7 285 ft² 22/F 8 285 ft² 23/F 1 356 ft² 23/F 2 356 ft² 23/F 3 322 ft² 23/F 4 322 ft² 23/F 5 356 ft² 23/F 6 356 ft² 23/F 7 285 ft² 23/F 8 285 ft² 24/F 1 356 ft² 24/F 2 356 ft² 24/F 3 322 ft² 24/F 5 356 ft² 24/F 6 356 ft² 24/F 7 285 ft² 24/F 8 285 ft² 25/F 1 356 ft² 25/F 3 322 ft² 25/F 5 356 ft² 25/F 6 356 ft² 25/F 7 285 ft² 25/F 8 285 ft² 26/F 1 356 ft² 26/F 3 322 ft² 26/F 4 322 ft² 26/F 5 356 ft² 26/F 6 356 ft² 26/F 7 285 ft² 26/F 8 285 ft² 27/F 1 356 ft² 27/F 2 356 ft² 27/F 3 322 ft² 27/F 4 322 ft² 27/F 6 356 ft² 27/F 7 285 ft² 28/F 1 356 ft² 28/F 2 356 ft² 28/F 3 322 ft² 28/F 4 322 ft² 28/F 5 356 ft² 28/F 6 356 ft² 28/F 7 285 ft² 29/F 1 356 ft² 29/F 2 356 ft² 29/F 3 322 ft² 29/F 6 356 ft² 29/F 7 285 ft² 29/F 8 285 ft² 30/F 1 356 ft² 30/F 3 322 ft² 30/F 4 322 ft² 30/F 5 356 ft² 30/F 7 285 ft² 31/F 1 356 ft² 31/F 3 322 ft² 31/F 4 322 ft² 31/F 5 356 ft² 31/F 6 356 ft² 31/F 7 285 ft² 31/F 8 285 ft² 32/F 1 356 ft² 32/F 2 356 ft² 32/F 4 322 ft² 32/F 5 356 ft² 32/F 6 356 ft² 32/F 7 285 ft² 32/F 8 285 ft² 33/F 1 356 ft² 33/F 3 322 ft² 33/F 4 322 ft² 33/F 5 242 ft² 33/F 6 242 ft² 33/F 7 285 ft² 33/F 8 285 ft² 34/F 1 356 ft² 34/F 2 356 ft² 34/F 3 322 ft² 34/F 5 242 ft² 34/F 6 242 ft² 34/F 7 285 ft² 34/F 8 285 ft² 35/F 1 356 ft² 35/F 2 356 ft² 35/F 3 322 ft² 35/F 4 322 ft² 35/F 5 242 ft² 35/F 6 242 ft² 35/F 7 285 ft² 35/F 8 285 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.09M

≈ HK$14,360 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,851/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,798

−HK$1,053/mo

▼ 0.25% · 3.875%

HK$17,320

−HK$531/mo

Today · 4.125%

HK$17,851

baseline

▲ 0.50% · 4.625%

HK$18,937

+HK$1,086/mo

Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,702/mo (50% DSR)

Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$18,611 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kowloon Bay Station

≈ 4 min walk · 283 m

Education

schools within 1 km (6 within 500 m)

Daily convenience

within 1 km (22 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: 7
Saleable Area: 285 Saleable ft²
Gross Area: 371 ft²
Efficiency: 77%
District: Kwun Tong District · Kowloon
School net (POA): 46

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-03-11	HK$4.88M	+21.7% 3.5y · 6.0%/yr	HK$17,123	HK$13,154
2015-09-07	HK$4.01M	+83.9%	HK$14,070	HK$10,809
2012-03-09	HK$2.18M	+40.6%	HK$7,649	HK$5,876
2009-08-24	HK$1.55M	+12.3%	HK$5,439	HK$4,178
2008-01-10	HK$1.38M	+32.7%	HK$4,842	HK$3,720
2006-05-18	HK$1.04M	+9.5%	HK$3,649	HK$2,803
2006-01-13	HK$950K	−5.0%	HK$3,333	HK$2,561
2002-06-01	HK$1.00M	+9.9%	HK$3,509	HK$2,695
2002-05-28	HK$910K	—	HK$3,193	HK$2,453

Other appraised units in this building

Data sourced from Renavon.com