Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,608/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,216/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,316 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 8
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-16 | HK$4.25M | +13.3% 1.5y · 9.0%/yr |
| 2024-10-18 | HK$3.75M | +66.7% 13.4y · 5.0%/yr |
| 2011-06-10 | HK$2.25M | +50.0% |
| 2009-09-11 | HK$1.50M | +15.4% |
| 2008-10-17 | HK$1.30M | −2.3% |
| 2007-12-12 | HK$1.33M | +35.7% |
| 2006-09-09 | HK$980K | −58.3% |
| 1997-11-13 | HK$2.35M | +13.0% |
| 1997-06-02 | HK$2.08M | +5.1% |
| 1997-04-15 | HK$1.98M | — |