▼ 0.50% · 3.625%
HK$2,774
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,860
−HK$88/mo
Today · 4.125%
HK$2,948
baseline
▲ 0.50% · 4.625%
HK$3,127
+HK$179/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$5,896/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$84/mo
Today · 4.125%
HK$3,253
baseline
▲ 0.50% · 4.625%
HK$3,424
+HK$171/mo
Deposit HK$608K · loan HK$608K · min. income ≈ HK$6,506/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,051
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$97/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$197/mo
Deposit HK$547K · loan HK$669K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$92/mo
Today · 4.125%
HK$3,578
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$189/mo
Deposit HK$547K · loan HK$669K · min. income ≈ HK$7,156/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,329
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$106/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,753
+HK$215/mo
Deposit HK$487K · loan HK$730K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,703
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$100/mo
Today · 4.125%
HK$3,903
baseline
▲ 0.50% · 4.625%
HK$4,109
+HK$206/mo
Deposit HK$487K · loan HK$730K · min. income ≈ HK$7,806/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,606
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$114/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$234/mo
Deposit HK$426K · loan HK$791K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,012
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$109/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$223/mo
Deposit HK$426K · loan HK$791K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$123/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$251/mo
Deposit HK$365K · loan HK$852K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$118/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$240/mo
Deposit HK$365K · loan HK$852K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$131/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$304K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$126/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$257/mo
Deposit HK$304K · loan HK$912K · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$140/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$287/mo
Deposit HK$243K · loan HK$973K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$135/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$274/mo
Deposit HK$243K · loan HK$973K · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$149/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$305/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,246
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,387
−HK$143/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,821
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$157/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$323/mo
Deposit HK$122K · loan HK$1.09M · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$151/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$309/mo
Deposit HK$122K · loan HK$1.09M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).