▼ 0.50% · 3.625%
HK$5,666
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,843
−HK$179/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$366/mo
Deposit HK$1.24M · loan HK$1.24M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,304
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$171/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$351/mo
Deposit HK$1.24M · loan HK$1.24M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$197/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$7,027
+HK$403/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,120
−HK$189/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$385/mo
Deposit HK$1.12M · loan HK$1.37M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,011
−HK$215/mo
Today · 4.125%
HK$7,226
baseline
▲ 0.50% · 4.625%
HK$7,666
+HK$440/mo
Deposit HK$994K · loan HK$1.49M · min. income ≈ HK$14,452/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,564
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,767
−HK$206/mo
Today · 4.125%
HK$7,973
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$420/mo
Deposit HK$994K · loan HK$1.49M · min. income ≈ HK$15,946/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,366
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,595
−HK$233/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,304
+HK$476/mo
Deposit HK$870K · loan HK$1.62M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,195
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,415
−HK$223/mo
Today · 4.125%
HK$8,638
baseline
▲ 0.50% · 4.625%
HK$9,093
+HK$455/mo
Deposit HK$870K · loan HK$1.62M · min. income ≈ HK$17,276/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,933
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,180
−HK$250/mo
Today · 4.125%
HK$8,430
baseline
▲ 0.50% · 4.625%
HK$8,943
+HK$513/mo
Deposit HK$745K · loan HK$1.74M · min. income ≈ HK$16,860/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,825
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,062
−HK$240/mo
Today · 4.125%
HK$9,302
baseline
▲ 0.50% · 4.625%
HK$9,792
+HK$490/mo
Deposit HK$745K · loan HK$1.74M · min. income ≈ HK$18,604/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,499
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,764
−HK$268/mo
Today · 4.125%
HK$9,032
baseline
▲ 0.50% · 4.625%
HK$9,582
+HK$550/mo
Deposit HK$621K · loan HK$1.86M · min. income ≈ HK$18,064/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,456
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,709
−HK$257/mo
Today · 4.125%
HK$9,966
baseline
▲ 0.50% · 4.625%
HK$10,492
+HK$526/mo
Deposit HK$621K · loan HK$1.86M · min. income ≈ HK$19,932/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,066
−HK$569/mo
▼ 0.25% · 3.875%
HK$9,348
−HK$287/mo
Today · 4.125%
HK$9,635
baseline
▲ 0.50% · 4.625%
HK$10,221
+HK$586/mo
Deposit HK$497K · loan HK$1.99M · min. income ≈ HK$19,270/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,086
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,356
−HK$275/mo
Today · 4.125%
HK$10,631
baseline
▲ 0.50% · 4.625%
HK$11,191
+HK$560/mo
Deposit HK$497K · loan HK$1.99M · min. income ≈ HK$21,262/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,633
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,932
−HK$305/mo
Today · 4.125%
HK$10,237
baseline
▲ 0.50% · 4.625%
HK$10,860
+HK$623/mo
Deposit HK$373K · loan HK$2.11M · min. income ≈ HK$20,474/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,716
−HK$579/mo
▼ 0.25% · 3.875%
HK$11,004
−HK$291/mo
Today · 4.125%
HK$11,295
baseline
▲ 0.50% · 4.625%
HK$11,891
+HK$596/mo
Deposit HK$373K · loan HK$2.11M · min. income ≈ HK$22,590/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,199
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,517
−HK$322/mo
Today · 4.125%
HK$10,839
baseline
▲ 0.50% · 4.625%
HK$11,499
+HK$660/mo
Deposit HK$248K · loan HK$2.24M · min. income ≈ HK$21,678/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,347
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,651
−HK$309/mo
Today · 4.125%
HK$11,960
baseline
▲ 0.50% · 4.625%
HK$12,590
+HK$630/mo
Deposit HK$248K · loan HK$2.24M · min. income ≈ HK$23,920/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).