▼ 0.50% · 3.625%
HK$2,802
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,889
−HK$88/mo
Today · 4.125%
HK$2,977
baseline
▲ 0.50% · 4.625%
HK$3,159
+HK$182/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$5,954/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$84/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,459
+HK$174/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,082
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,178
−HK$97/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$199/mo
Deposit HK$553K · loan HK$676K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$93/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$190/mo
Deposit HK$553K · loan HK$676K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,467
−HK$106/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$217/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,841
−HK$101/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$208/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$115/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$235/mo
Deposit HK$430K · loan HK$799K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$110/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$225/mo
Deposit HK$430K · loan HK$799K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,922
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$124/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$254/mo
Deposit HK$369K · loan HK$860K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$118/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$243/mo
Deposit HK$369K · loan HK$860K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$133/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$272/mo
Deposit HK$307K · loan HK$922K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,801
−HK$127/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,188
+HK$260/mo
Deposit HK$307K · loan HK$922K · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$142/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$290/mo
Deposit HK$246K · loan HK$983K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$136/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$277/mo
Deposit HK$246K · loan HK$983K · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$151/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$308/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,299
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,441
−HK$144/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,879
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$159/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$153/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$311/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).