▼ 0.50% · 3.625%
HK$2,750
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$87/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,100
+HK$177/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$83/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,395
+HK$170/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,025
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,119
−HK$96/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$196/mo
Deposit HK$543K · loan HK$663K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,365
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$91/mo
Today · 4.125%
HK$3,547
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$187/mo
Deposit HK$543K · loan HK$663K · min. income ≈ HK$7,094/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,300
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$104/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,721
+HK$214/mo
Deposit HK$482K · loan HK$724K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,671
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,770
−HK$100/mo
Today · 4.125%
HK$3,870
baseline
▲ 0.50% · 4.625%
HK$4,074
+HK$204/mo
Deposit HK$482K · loan HK$724K · min. income ≈ HK$7,740/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$113/mo
Today · 4.125%
HK$3,799
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$232/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$7,598/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,977
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$108/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$221/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$122/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$249/mo
Deposit HK$362K · loan HK$844K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$117/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$238/mo
Deposit HK$362K · loan HK$844K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$130/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$267/mo
Deposit HK$302K · loan HK$905K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$125/mo
Today · 4.125%
HK$4,837
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$255/mo
Deposit HK$302K · loan HK$905K · min. income ≈ HK$9,674/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$241K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$241K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$147/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$303/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$141/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$289/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$157/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$320/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$150/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$306/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).