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At today's rate and a 90% mortgage, the deposit on this unit is about HK$662K, with repayments around HK$28,864/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,742 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 537 Saleable ft²
- Gross Area
- 674 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-06 | HK$6.00M | +0.0% 5.5y · −5.0%/yr |
| 2024-10-07 | HK$6.00M | −26.6% 5.2y · −5.0%/yr |
| 2019-08-14 | HK$8.18M | +164.6% 9.9y · 17.0%/yr |
| 2009-09-10 | HK$3.09M | +34.3% |
| 2005-08-15 | HK$2.30M | +17.9% |
| 2001-10-11 | HK$1.95M | +23.4% |
| 1999-05-27 | HK$1.58M | −64.4% |
| 1997-06-05 | HK$4.44M | — |